Difficulty
April 25th, 2004
i’ve been having some difficulty for the past 30 minutes or so. jonna mentioned something to me on AIM about that camera that i’ve been wanting (damn her again). so i got curious and did a price check. i’ve found it for as cheap as $829.99 including the lense. the difficulty is that i have the money in my checking account right this very minute, but it’s already allocated to something else.
it’s hard not to say “fuck the something else,” and just go ahead and buy it, but i really do need to pay off my best buy card before i do anything. it’s one of those deals where you have no interest for so long, but if it’s not paid off in time, all the interest that was deferred from the beginning is tacked on in one lump sum.
i looked at my statement the other day and the deferred finance charges total around $550. that’s too much to just let them charge me. plus, the standard interest rate on a best buy card is %19.99. so that means that the interest that was accrued and deferred, would start growing expidentially (werd jonna) the minute it was applied to my bill. ok, it wouldn’t really grow exponentially, but %19.99 on $550 is too much to let them charge you if you can avoid it.
that’s about enough rambling about my financial dilemas.
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Comments
3 comments on “Difficulty”
01
i feel ya. i didn’t pay off winston’s back surgery in the year the interest was deferred, um, BIG MISTAKE! i’m so poor i can’t even pay attention. and, btw, i’m tackling my debt with a financial plan that allows me to max out my credit cards, it’s called, FUCK IT, i’m going to be rich and famous some day, i’ll worry about it then, maybe even buy you a camera! this way you can take paparazzi-style pics of me, sell them to the media to help pay off debt!!! it’s growing daily, wtfo?
02
well if that’s your attitude, i’ll expect that camera by friday. it should be here by then if yuo order it tomorrow.
03
Sweet merciful crap man! Lately my wife and I have been allocating and re-allocating funds between several large renovations to our house. There are lots of times when I want to take funds and use it for my own selfish pleasure, but, that’s when my wife steps in and puts a stop to it.
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